Greece Golden Visa
Costs, Fees & Taxes
Budget realistically: government fees are modest, but transaction costs add 6-10% on top of the property price - and the announced 2027 transfer-tax change can swing the total by tens of thousands of euros.
Important · Announced September 2026
Transfer tax for non-EU buyers set to rise from 3% to 15% in July 2027
On 5 September 2026, at the Thessaloniki International Fair, the Greek Prime Minister announced a planned increase of the real-estate transfer tax for non-EU citizens from 3% to 15%, expected to take effect on 1 July 2027. The measure has been announced but not yet legislated - details may change. It affects new purchases, not permits already issued.
The practical consequence: completing a Golden Visa purchase before July 2027 can save tens of thousands of euros on the same property.
| Property price | Transfer tax today (3%) | From July 2027 (15%) | Extra cost |
|---|---|---|---|
| €250,000 | €7,500 | €37,500 | +€30,000 |
| €400,000 | €12,000 | €60,000 | +€48,000 |
| €800,000 | €24,000 | €120,000 | +€96,000 |
Budget Planning
Government fees & transaction costs
| Main applicant state fee (e-Paravolo) | €2,000 |
| Each adult family member | €150 |
| Children under 18 | Free |
| Electronic permit card | €16 / person |
| Renewal (every 5 years) | Same fees |
| Transfer tax (resale property) | 3% - 15% from Jul 2027 for non-EU |
| VAT (new builds, where applicable) | 24% (often suspended) |
| Notary fees | ~1-1.5% + VAT |
| Land registry | ~0.5-0.7% |
| Legal fees | ~1-2% (varies) |
Worked example - €400,000 purchase, family of four (2 adults, 2 children under 18)
| Property price | €400,000 |
| Transfer tax (3%) | €12,000 |
| Notary + land registry (~2%) | ~€8,000 |
| Legal fees (~1.5%) | ~€6,000 |
| State fees: €2,000 + €150 (spouse) + 2× free (children) | €2,150 |
| Permit cards (4 × €16) | €64 |
| Indicative total | ~€428,214 |
Same purchase completed after July 2027 (15% transfer tax): ~€476,214 - a difference of €48,000. Figures are indicative; your lawyer confirms exact amounts per transaction.
After the Purchase
Taxation for Golden Visa holders
Holding a Golden Visa does not make you a Greek tax resident - you are only taxed in Greece on Greek-source income (such as rent). If you do choose to relocate, Greece offers two attractive regimes.
Rental income tax
| Up to €12,000 | 15% |
| €12,001 - €24,000 | 25% |
| €24,001 - €36,000 | 35% |
| Over €36,000 | 45% |
Long-term rental only for GV properties; expect ~3-4% gross yield.
Non-dom regime
Covers all foreign-source income, for up to 15 years. Requires a €500,000 investment in Greece (your Golden Visa property can count) and transfer of tax residency. +€20,000 per family member.
Foreign pensioners
Flat 7% on all foreign-source income for 15 years, for retirees who move their tax residency to Greece from a country with a tax cooperation agreement.
Annual holding costs to expect
Keep Reading
More from the Golden Visa Guide
What the programme is, key benefits, and where to start.
ReadWho qualifies, which family members are included, and the documents you need.
ReadThe €250K / €400K / €800K real-estate tiers and every alternative route.
ReadThe 7 steps from property selection to permit card - mostly remote.
ReadAthens, the islands, Crete - zones, thresholds and live eligible listings.
ReadKeeping the permit, Schengen rights, and the 7-year route to an EU passport.
ReadPermits issued, investment volume, top nationalities and 2026 trends.
ReadShort answers to the questions investors actually ask.
ReadStart Your Golden Visa Journey
25+ years on the ground in Greece. We'll match you with eligible properties, introduce vetted lawyers, and walk with you from the first viewing to the permit card - in English, German, French or Greek.
Disclaimer: This guide is for general information only and does not constitute legal, tax or immigration advice. Programme rules change - notably the announced 2027 transfer-tax increase, which is not yet legislated. Always verify current requirements with a licensed Greek lawyer before investing. Last updated: October 2026.